Health insurance companies in India

Aditya Birla

Aditya Birla Health Insurance is a joint venture between Aditya Birla Capital and MMI Holdings of South Africa. The company started its operations in 2016 and has brought out various health insurance policies catering to individuals and senior citizens. It has policies that cover chronic disease (like diabetes, blood Pressure, etc) management and incentive programs that reward users for being healthy. It has a vast network of cashless hospitals.

Bajaj Allianz

Bajaj Allianz General Insurance is a joint venture between Bajaj Finserv Limited (of Bajaj Group) and Allianz SE, a German financial services company. Founded in 2001, the company offers various health, travel, motor, and other general insurance products. It has health insurance products tailor made for individuals, senior citizens, families, and international travelers. It's health insurance has a network of cashless hospitals, an in-house health administration team. It provides 60mins claim settlements. It offers health insurance policies with life time renewability.

Edelweiss

Edelweiss General Insurance company is part of Edelweiss group- a homegrown multinational financial services company. The company offers three health insurance policies with coverage ranging from 3 lacs to 1 Crore. It also has plans that offer maternity benefit. It's Gold and Platinum plans offer critical illness cover where in an additional sum insured of 50% is offered in case the insured is diagnosed with any critical illness.

ICICI Lombard

ICICI Lombard is a joint venture between India's ICICI Bank and Canada's Fairfax Holdings. It's one of the largest general insurance companies in India with products across motor, travel, home, and health, property insurances. It offers health insurance with sum insured of upto 50 lacs.

Max Bupa

Founded in 2008, Max Bupa is one of the leading health insurance companies in India. It offers a wide range of insurance policies with sum insured upto 3 Cr. It also has premium policies that offer international coverage for some critical illness like cancer, CABG etc. Some of the policies offer unlimited restoration of sum insured and health checkups right from Day 1.

Star Health

Founded in 2006, Star Health is India's first standalone health insurance company. It has a suit of products catering to the requirements of individuals, families, senior citizens, and people with chronic conditions. It has in-house claims settlement team and has a vast network of cashless hospitals.

United India

United India Insurance is a public sector General insurance company established in 1938. They offer 3 policies in health insurance - Individual plan for people between 18 and 60, Senior citizen plan for 60+ and Family medicare in case you want to buy a family floater plan for your family.

New India Assurance

New India Assurance is a public sector Insurance company founded in 1919. With over 100 years of experience, their product portfolio spans across Health, Motor, Travel, Marine, and other small business insurance. Under Health, they offer Insurance policies for Individual, Senior Citizens and Family, and one of them has Maternity benefit.

Bharti Axa

Bharti Axa is a joint venture led by two giant conglomerates, Bharti Enterprises and one of the biggest insurance companies in the world AXA, having a longstanding experience of over 200 years. They offer insurance across segments like Health, Motor, Travel, SME, Home, etc. Among Health, they have two policies with cover ranging from 1 lakh to 1 crore, providing good benefits like Health check-ups and OPD as well.

Royal Sundaram

Royal Sundaram General Insurance is a venture majorly partnered by Sundaram Finance, the Indian NBFC group and 200 year-old Belgian-based Ageas Insurance. They are the first private general insurance company to get licence in India and they offer Health, Motor, Travel and Home Insurance. It has two Health Insurance policies, one Individual and one Family, among which they provide Maternity benefit as well.

Iffco Tokio

Iffco Tokio is a joint venture between Indian Farmers Fertiliser Cooperative Limited (IFFCO), a government-owned fertilizer company, and Japan-based Tokio Marine Group. Their product basket consists of insurance across segments like Health, Motor, Travel, Home, and other miscellaneous segments. Among Health, they have policies with decent benefits which also includes health check-ups.

Apollo Munich

Apollo Munich Health Insurance (now HDFC Ergo) is a joint venture between India's HDFC and Germany's ERGO International AG. It offers policies across motor, travel, health and other sectors. It recently acquired Apollo Munich Health Insurance company and now has the largest network of cashless hospitals in the country. It's health insurance policies offers a coverage of 3 lacs to 75 lacs.

Care

Care Health Insurance (formerly Religare Health Insurance) is an Indian health insurance company. Started in 2012, the company offers many insurance policies including critical illness, top-ups plans, senior citizen plans. It also has policies that cover pre-existing heart diseases and policies for diabetic patients without any pre-policy medical checkups.

HDFC Ergo

HDFC ERGO is a joint venture between India's HDFC and Germany's ERGO International AG. It offers policies across motor, travel, health and other sectors. It recently acquired Apollo Munich Health Insurance company and now has the largest network of cashless hospitals in the country. It's health insurance policies offers a coverage of 3 lacs to 75 lacs.

Manipal Cigna

ManipalCigna Health Insurance company is a joint venture between Manipal Group and Cigna- a pioneer in health services industry with over 200 years of experience. It has six health insurance policies that offer a wide range of features. Some of its policies offer maternity cover, unlimited times restoration of sum insured, and even emergency hospitalization cover during international travel.

SBI

SBI General Insurance is a subsidiary of India's largest public sector bank- State Bank of India. Founded in 2008, the company has insurance products across motor, travel, home, and health sectors.

TATA AIG

Tata AIG General Insurance is a joint venture between Tata Group and American International Group. Founded in 2001, the company has a range of insurance products across motor, home, marine, travel, health sectors. One of its health insurance policies offer international cover where in you can get a treatment abroad after the diagnosis in India.

Digit

Digit Insurance is an Insurance tech start-up founded 4 years ago, and is backed by the Financial Services major Fairfax Group. Although it is relatively younger in the industry, it has a wide product list of Health, Travel, Motor, Home, Shop Insurance. There are only two Health policies, but with a decent number of features and even Health check-ups.

National Insurance

National Insurance, a public sector entity, is the oldest general insurance company dating way back to 1906, offering Health, Motor, Industrial and Rural Insurance. It has six health insurance policies covering Individual, Family and Senior citizens having a range of features. All the plans offer Health Check-up benefits and some even offer a decent Maternity benefit.

Oriental Insurance

Oriental Insurance is a government owned entity providing insurance for Health, Vehicles, business, farmers. It has three health policies, Individual, Family Senior Citizens with a decent range of benefits. A couple of them will even provide with Health check-ups once in a while.

Universal Sompo

Universal Sompo is an entity jointly held by a few Indian banks (Karnataka Bank, Indian Bank, and Indian Overseas Bank), Dabur Group and Japan-based Sompo Insurance. Being in the general insurance business, they offer insurance for Health, Motor, Commercial, Marine, and many more segments. In Health, the company primarily has one policy with three different variants providing decent benefits. It will even offer health check-ups once in a while.